AI Reconciliation
Match every payment to the right invoice, automatically
Fluid AI reads incoming payments and matches them to open invoices in your ERP, even when one payment covers many invoices, arrives short, or carries a reference nobody can read.
ISO 27001 certified · Backed by Insignia Ventures & Grab Ventures · Trusted across Singapore and Malaysia
Why payment matching eats your team’s week
- One payment can cover multiple invoices, in three different formats.
- Customers pay short, pay twice, or leave the reference blank.
- Point software works on clean data, then breaks on split payments and edge cases.
- When the one person who knows the accounts is on leave, matching stops.
How AI Reconciliation works
Pull in payments
Fluid AI connects to your bank feed and ERP, so new payments and open invoices are always in view.
Match to your rules
Each payment is matched by amount, by reference or remittance details, or in date order, following the SOP your team already uses.
Handle the messy ones
Partial payments, duplicates, combined payments and unclear references are worked through rather than dumped back on your team.
Route exceptions
Anything that genuinely needs a person is flagged with the context needed to resolve it quickly.
What you get
Many-to-many matching
One payment against many invoices, or many payments against one.
Partials and duplicates
Short payments and repeat payments are caught, not missed.
Your SOP, not ours
Matching follows the rules your finance team already runs.
ERP in sync
Matched results flow back to the ERP you already use.
Results from teams running it today
~80%
less invoice-matching effort at MCY Food
Matches payments to invoices automatically, even messy references, to MCY’s own SOP.
~90%
less invoice-matching effort at Shingtik
Fluid’s team is highly responsive, resolving issues and edge cases quickly, which made the rollout smooth for us.
Questions
Can it handle partial and combined payments?
Yes. Fluid AI matches one payment to several invoices, catches short and duplicate payments, and works with unclear or missing references.
Does it follow our existing matching rules?
Yes. Matching is set up around your own SOP during implementation, so results line up with how your team already reconciles.
Does Fluid AI replace our ERP or accounting system?
No. Fluid AI works on top of the ERP and accounting systems you already run. It syncs invoices, payments and customer data with them, so your team keeps one source of truth.
How long does implementation take?
Most teams start with one focused workflow. Timelines depend on your ERP setup and scope, but many customers begin seeing value within weeks, not months.
Related
Ready to run finance on an AI team member?
One module or the whole stack. No rip-and-replace.